The UK Insurance Act 2015 (the UK Act), which comes into force on 12 August 2016, contains some similar provisions to the Australian Insurance Contracts Act 1984 (ICA). Australia, however, has the advantage of more than 30 years of Appeal Court determinations on their provisions. In this article, we examine two Australian cases dealing with provisions equivalent to “Fair Presentation” and “Terms not relevant to the actual loss” – both key provisions that will be introduced by the UK Act.